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Contains everything from the chapter review, vocab terms, and notes. The recipient of assets passed on from the death of a friend or relative. What is the purpose of taxes, according to Chapter 10 of Ramseys Foundations in Personal Finance? To punish people who make more money. rojales. Consumer. The Nerd should be the one to prepare the budget. never worked. integrity. Writing and following a zero-based budget will help you avoid overspending and impulse purchases. Never _____ something you don't _____. johnsongillian436. True or False: Being married (or emotionally attached) to a purchase will cause you to lose bargaining power. True or False: You can be remembered for positive or negative attributes. Plan your spending and avoid impulse or unnecessary purchases. 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